Credits are a form of virtual currency on Peoria.com.
Registered Peoria.com members can earn credits on Peoria.com on the Chat Forums by:
Logging in every day
Posting about local news and events
Creating new discussions that are informative, helpful, and/or entertaining
Replying or reacting to other members' messages
Participating actively: The more time you spend watching, chatting, and posting, the more credits you will earn
KEEP IT LOCAL: You get EXTRA credits when you participate in local, town-specific discussions! You get fewer credits for national or region-wide discussion topics.
POST STUFF OTHER PEOPLE LIKE: You get more credits when you post stuff that others in the community appreciate. If your posts aren't well received by a lot of people in the community, you can lose credits!
REEDEM YOUR CREDITS: You can redeem your credits for gift cards or other prizes on "The Exchange".
Notes About the Peoria.com Digital Economy »
You can redeem the credits you've earned on The Exchange.
The Exchange may be closed from time to time. You can only redeem credits when The Exchange is open.
The prices of items on The Exchange fluctuate over time. Keep an eye out for when your credits are worth more on The Exchange!
There is a small daily "demurrage" fee of 1% or 20 credits, whichever is higher, that is applied to your balance
at the end of each day if you have not posted to the forums for more than 3 days.
This is to prevent stagnant accounts from messing up the Peoria.com economy calculations.
Example: If you have 4,000 credits sitting in your account, and don't earn any additional credits and don't
make any posts over the next 10 days, your balance will go down to 3,728 credits.
Please Note: There is no fee applied if you post at least once every 3 day on the forums!
Credits and Exchange Program - Full Terms & Conditions
By using Peoria.com credits and the Exchange program, you signify acceptance of the following Terms.
Use of credits and the Exchange on Peoria.com is a privilege reserved for our best members. This privilege may be revoked
at any time, as deemed appropriate by the Site owners / moderators, for reasons including but not limited to: misbehavior on the site;
posting content that is against the Community Agreement or otherwise disruptive to the online Community; posting illegal or offensive
content; continuing disruptive behavior after being asked to stop by an admin or moderator; posting content that may be damaging to the company or Peoria.com.
You understand that while, at times, you may "buy" or "purchase" (a) virtual credits for use in the Service; or (b) virtual in-Service items,
including but not limited to tipping (together with virtual credits, "Virtual Items"), these real world terms are only being used as shorthand.
You do not in fact "own" the Virtual Items or Credits, and the amounts of any Virtual Item or Credits do not refer to any credit balance of real currency
or its equivalent. Rather, Peoria.com grants you a limited license to use the Service, including software programs that may manifest themselves as these items.
The purchase of Virtual Credits or Items is a completed transaction upon Peoria.com's confirmation that you have redeemed credits or any other third
party virtual currency, and confirmation by the company that the credits you redeemed them with were earned legitimately (which may occur after the actual purchase).
Any virtual credits balance shown in your Peoria.com account does not constitute a real world balance or reflect any stored
value, but instead constitutes a measurement of the extent of your license to the Virtual Items within the Service. You will not be able to sell
Virtual Items or Credits in exchange for virtual or real currency credited back to your Peoria.com account, nor will you be able to receive a refund of virtual
or real currency for Virtual Items (including any virtual credits), including if your access to the Peoria.com has been suspended, limited or
terminated for any reason deemed appropriate by the Site owners / moderators.
From time to time, you understand that software errors, glitches or malfunctions may arise due to the limitations
of Peoria.com's software development budget.
In the event of a software error, glitch or malfunction, for example where: your account is assigned credits that were not earned
under the normal rules of the Credits program; or your account is assigned credits that is unusual and outside of the
normal intent of the credits system to reward web site participation, information sharing and interaction with other members;
or your account is assigned a higher than normal number of credits for your participation for whatever reason;
or your account is assigned credits in a way that is deemed to
be inappropriate or excessive by the web site owner; or you are able to "buy" Exchange items for below the item's normal credit value;
or you are able to "buy" Exchange items without spending credits or through some other glitch in the program;
then your credits and/or exchange purchases may be removed or deducted at any time in the future
in the amount of the number of credits deemed to have been earned or Exchange items redeemed incorrectly earned, at the sole discretion and opinion of the web site administrator.
To be clear, if there is a software error of any kind, the administrator may take back credits or exchange purchases assigned because of that
error at any time. You understand and agree that this requirement must be in place to protect the health of the credits "economy" and
to prevent potentially disastrous outcomes resulting from small software errors. In addition, you understand that
without this paragraph being enforced in the strictest sense, Peoria.com would not have the budget
to operate the "Credits" program due to inherent risks, and costs involved with software development where an error
could cause large negative repercussions.
Your gift of certain Virtual Credits or Items to other participants on the Service may, but will not necessarily, appear in a public
feed on the web site.
Tips and other Virtual Items gifted to other participants on the site may result in some revenue to those people, as determined in Peoria.com's
sole discretion; however, Peoria.com makes no guarantee that the amount or value of the Virtual Credits or Items you may give a person
will correlate to the revenue such a person may receive from Peoria.com.